MoSecureMoTogu
Runtime application self-protection
Protection that runs with your app, and responses you can change from the server after release.
Mobile app security & anti-fraud
Protect the app.
Protect the app.
Stop the fraud.
Two products for banks, lenders and payment apps. MoTogu hardens your mobile app and defends it while it runs. MoNetra weighs every risky action and returns one verdict your backend enforces, before the money moves.
Where MoSecure sitsYour stack
The app
MoTogu · RASP
Hardens the build and watches it at runtime for root, hooks, tampering and overlays.
report · block session · terminateThe session
MoNetra · Anti-fraud
Scores device, session and reputation at the moment of a login, binding or transfer.
ALLOWSTEP-UPBLOCK
Your backend
You keep the decision
Our verdicts feed your fraud engine and policies. We advise; your systems enforce.
In under a minute
See what each product does.
Short walkthroughs of MoTogu and MoNetra. Jump to any chapter.
MoNetra
Device intelligence & fraud decisioning
A verdict at the moment that matters: should this action proceed?
The problem
Server-side rules see the transaction.They don't see the phone it came from.
Attackers no longer need to break your backend. They work on the device: modify the app, hook into it while it runs, or take over the live session and move money in seconds.
Tampered and cloned apps
Repackaged builds, Frida hooks and debuggers on rooted or emulated devices.
Account takeover
A new device or hijacked session drains the account.
Social-engineering scams
The real customer is manipulated into authorising the transfer.
Remote control & automation
The live session is driven by someone else, or by a script.
Two products
Use one, or run both.
MoTogu protects the app itself. MoNetra judges what is happening inside it. Each works on its own; together they close the path from a compromised device to a completed transfer.
| MoTogu RASP | MoNetra Anti-fraud | |
|---|---|---|
| Protects | The app binary and its runtime | The action: login, registration, device binding, transfer |
| Detects | Root & jailbreak, emulators, hooks and Frida, debuggers, repackaging, overlays, screen capture | Account takeover, social-engineering sessions, remote control and automation, risky devices and linked entities |
| Deploys | Shield CLI on your built app, inside your own pipeline | Mobile signals plus a server-side decision API |
| Returns | Report, block the session, or terminate, by your policy | ALLOW, STEP-UP or BLOCK, with reason codes |
| After release | Change the response from the server. No new build. | Tune policy on the server. No app update. |
| MoTogu | MoNetra |
Who it's for
Built for regulated mobile finance in Indonesia.
We protect the journeys where money or identity changes hands: login, registration, device binding, payment, transfer and account recovery.
Banks & digital banks
Mobile banking, device binding and high-value transfers.
Multifinance & lending
Registration fraud, synthetic identities and mule accounts.
Payments & e-wallets
Wallet binding, top-ups and peer-to-peer transfers.
Commerce & mobility apps
Bots, emulator farms and account takeover at scale.
From the blog
Notes on mobile fraud in Indonesia.
Camouflage: when fraud hides in ordinary-looking transactions
Indonesia's financial intelligence unit says criminal networks are moving to smaller, more frequent and more ordinary-looking transactions. When every transaction looks normal, detection has to look beyond the transaction.
Read“Our pen test passed”: five mobile security assumptions worth re-checking
Each of these beliefs is partly true, which is why they survive. Here is where each one stops holding, and what to do instead.
Read
How we work with banks
Security teams ask us three things first.
- 01
Do you see our customers' financial data?
No. We never receive amounts, recipients, account numbers or balances. For transfers we get a timestamp and a session ID, nothing more.
- 02
Who makes the final decision?
You do. MoNetra returns a verdict with reason codes; your fraud engine and policies decide what happens next.
- 03
What if MoSecure fails?
Your app keeps working. The SDK degrades gracefully and recovers silently; we are an enhancement layer, never a single point of failure.
Contact
Talk to the people who build it.
Tell us which app and which journeys you want to protect. We'll show you MoTogu and MoNetra against your own threat model, not a generic demo.
- contact@mosecure.id
- Office
- Plaza Oleos, 17th Floor, Jakarta
- Response
- Within one business day